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Michelle Soto

Assistant Vice President
AWAC Services

I started working in Reinsurance in 1994 for Cigna Re, who soon after was purchased by St Paul Re, and later did a spin off and became Platinum Re. I began working with cat models while I was at St Paul, when they were new to the industry. After St Paul I went to work for Aon Benfield, in Miami, as Associate Director of the Cat Modeling team for Latin America. I was given the opportunity to travel and meet the clients personally and get to better understand their needs. It was an interesting time where I was able to meet one on one with the clients and really get an in depth look at their portfolios and what they needed from AonBenfield. I stayed at AonBenfield for 6 years, later returning to the Reinsurance side, where I am at now with Allied World functioning as Assistant Vice President for Latin America cat modeling. It has been a long road with cat modeling, I have seen the need grow from just aggregate modeling, to better more detailed data that we tend to receive mostly now. It is a well-used tool, good for measuring risk, and portfolio PMLs. I have worked with AIR, RMS, ERN and EQE, and have through the years maintained a good working relationship with all the modeling companies.

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